Watch it work.
Accounts, budgets, bills and reports in one pass through the app.
Net worth on top. Everything underneath.
Checking, savings, cards, investments and property side by side — the whole picture without jumping apps.
A balance that grows with every line.
A running balance after every transaction, the way a register works. Clean merchant names. No guesswork.
Log it now. Match it later.
Record a purchase as you make it. When the bank posts, Sprig matches the two so nothing is counted twice.
One number for today. Bills before they land.
What’s safe to spend now, plus upcoming paychecks and bills on the calendar.
Budgets that show what’s left to grow.
Plan by group and category. Track spending, income and cash flow as the month moves.
Your portfolio next to cash.
Brokerage holdings beside everyday accounts. One financial picture.
Private by design.
We don’t keep your financial transactions on our servers. They’re stored on your Apple devices and in your own iCloud. Optional Face ID lock. Bank links are read-only.
Start free. Subscribe when you connect your banks.
Download Sprig and use it with manual accounts — no subscription required until you tap Connect a bank.
- Free without paying: Manual accounts and transactions, the running-balance register, Safe to Spend and projections, Insights, Budget, and Recurring schedules.
- Subscribe to connect banks: Linking a live bank through Plaid opens a dismissible paywall. You can choose Add a manual account instead and keep going.
More affordable than Copilot, Monarch and YNAB.
| Feature | Sprig Free test drive | Copilot | Monarch | YNAB |
|---|---|---|---|---|
| Price per year | $49.99 first year, then $79.99/yr | $95/yr | $99.99/yr | $109/yr |
| Where your transactions are kept | Your Apple devices and your own iCloud, not our servers | Stored on their systems | Stored on their systems | Stored on their systems |
| Ads and data sales | No ads. We don’t sell your data. | — | — | — |
| Bank links | Bank links are read-only. Sprig can only read your accounts. It can't move money. | — | — | — |
| Platforms | iPhone & iPad. Coming soon: Mac & Web. | — | — | — |
Competitor prices and data storage per each company’s published website and privacy policy, checked October 13, 2026. Sprig is not affiliated with Copilot, Monarch, YNAB, Rocket Money, Simplifi or Quicken. All trademarks belong to their owners.